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Ariel Segall

Who is responsible for the current mortgage/real estate crisis?

Jul 10th 2008
hi

This questions was posted today at LinkedIn for debate and I thought it would be really interesting to share with all of you and get you feedback by commenting on this blog.
Who is responsible for the current mortgage/real estate crisis?
A couple wishes to buy a home. Their income is approximately $125,000 per year.
Average home prices

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Ariel Segall

Are we there yet ?

Jul 2nd 2008
hi

Foreclosure,declining prices,short sales,shortsales,mortgages,fha,lower rates,interest rates,florida

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Ariel Segall

Can a short sale negatively affect a sellers credit?

Apr 24th 2008
hi

A short sale only happens when you are already in financial trouble. That means your credit has already been affected, but a short sale or a foreclosure will determine how much more damage is going to be done.
Before a lender will discuss a short sale with a mortgage holder, typically,they must first miss at

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Ariel Segall

How to Calculate your Break Even Point when Refinancing - Lesson II

Feb 21st 2008
hi

If you are thinking about refinancing your mortgage, you should start by doing the following quick Home Finance Analysis:
• Review your existing loan terms and interest rate.
• Determine if your monthly payments are about to increase.
• Explore more attainable options with your current Lender
• Based on what you learn on lesson I decide if the

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Ariel Segall

How to Refinance Your Adjustable Rate Mortgage - Lesson I

Feb 15th 2008
hi

Refinancing your home loan to a lower interest rate or shorter term may result in significant savings. And as economic conditions change, you want to be sure you still have the best home financing arrangement for your current and long-term financial goals.
Is refinancing right for you, right now?
If you are thinking about refinancing your

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Ariel Segall

What does all that mortgage stimulus love mean to me?

Feb 14th 2008
hi

Just a few hours before Valentine’s day, president George W. Bush signed H.R. 5140, better known as the economic stimulus package, into law. This package is basically a set of “lovely” regulations intended to address the fear of recession, the declining housing market and the sub-prime (please real all kind of mortgages) situation.
In the very

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Ariel Segall

HOLIDAY FREE GIFTWRAPPING

Nov 29th 2007
hi

Black Friday is over and Shopping Season has just Started. People is busy and I am sure they would appreciate this invitation.
Please copy the URL address of this Blog and forward the same to any business partner, friend or relative that lives in Weston, Sunrise, Plantation, Pembroke Pines or Miramar that you know would like

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Ariel Segall

Why to search properties at EWM’s Web Site?

Sep 12th 2007
hi

One more time EWM and HomeServices Lending have invested on one more hi-tech tool to empower its clients to become even more successful when buying a home in today’s market. While competitors are dwindling, we are enhancing our capabilities to empower our clients to go beyond a simple search.
We are pleased to introduce

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Ariel Segall

FAR 9 & FHA Seminar

Aug 31st 2007
hi

Today AP announced that President George Bush is proposing several initiatives and reforms to help homeowners with risky mortgages keep their homes. Among the top actions he is planning to do is to “ urge congress to pass Federal Housing Administration overhaul legislation that would give the FHA more flexibility in assisting mortgage holders with

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Ariel Segall

Food or FED for Thought …

Aug 24th 2007
hi

Today’s real estate market and mortgage industry environment is quite uncertain and just like fishing on a stormy day with chopped sea you can either get the biggest fish ever or just drown in your own boat.
Everybody wonders when are we going to hit bottom and some others are already asking how high it will

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