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Ines Garcia

Can you Pevent Foreclosure?

Nov 16th 2009
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Documents needed for a Loan Modification or Short Sale

Authored by Ines Garcia | Discussion: No Comments »

Claudia E. Riva

New Loan Guidelines

Oct 1st 2009
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Now more then ever, communication with the loan officer in a transaction is critical.
With appraisals becoming more difficult, agents are sometimes having them completed before any inspections are done.  If the customer does not meet face to face with the loan officer and completes their application, via email or phone, the appraisal cannot be ordered for [...]

Authored by Claudia Riva | Discussion: 1 Comment »

Hal Feldman

Good News: Mortgage Rates Continue Downward Slide & Housing Starts Up

Sep 17th 2009
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Rates on fixed-rate 15-year mortgages are the lowest in 18 years.  30-year rates are headed down as well, averaging 5.04%.  Now is a great time to be shopping for a home.
In a story posted earlier today, MarketWatch goes on to say that the mortgage rate relief also extends through Treasury-indexed ARMs.

Authored by Hal D. Feldman | Discussion: No Comments »

rileysmith

Good News On The Mortgage Front

Sep 17th 2009
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According to James Venney’s mortgage update this week, 30 year fixed rate mortgages have fallen below 5% and down payment requirements for Jumbo Loans (loans over $417,000) have relaxed recently.
This is good news for our market here in Coconut Grove where price points are higher than other areas and buyers have been struggling to come [...]

Authored by Riley Smith | Discussion: No Comments »

Samuel Pink

Tax Credit Has Significant Impact On New Home Sales

Aug 26th 2009
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Sales of new homes increased 9.6% for the second straight month, this is the fastest pace since the financial crisis intensified last fall. Inventory levels have declined to their lowest level since the early 1990s, the Homebuyer Tax Credit has provided a much needed lift in the new home sales and existing home sales markets. [...]

Authored by Sam Pink | Discussion: No Comments »

Susan J Penn, PA

What is a 203K Streamlined loan and why use it?

Aug 21st 2009
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Are you a buyer who is eligible for an FHA mortgage?
More than likely, you are a buyer who is also eligible for a 203K streamlined loan. This program from the federal Housing Administration is fantastic for a home buyer who is purchasing a home in need of home improvements, such as a foreclosure home.
We [...]

Authored by Susan Penn | Discussion: 1 Comment »

Samuel Pink

Interest Rate Window if Opportunity is Now

Aug 12th 2009
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As the economy revives the Federal Reserve will look to change monetary policy to a more neutral stance. The Fed will probably unwind the policy of quantitive easing, and lessoning the amount of securities they buy.
This in turn could lead to raising short-term interest rates sometime middle or late next year, so now is the [...]

Authored by Sam Pink | Discussion: No Comments »

Karen L. Ross

How Top EWM Agent, Irma Marquez, Is Saving Me Thousands Of Dollars With Her TWEET!

Aug 9th 2009
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IRMA MARQUEZ: Broward County: The new 2009 estimated assessments are NOW online. Curious about your property value? Check it out: http://bit.ly/XssuQ7:14 PM May 28th from bit.ly
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On May 28, 2009, Irma Marquez, one of EWM’s top Weston Town Center’s real estate agents, tweeted about checking out your property values.  I caught the tweet in my [...]

Authored by Karen L. Ross | Discussion: No Comments »

Debra Spadafora

New Federal Housing Administration (FHA) Loan Assistance

Jul 31st 2009
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New loan modifications for FHA insured loans.  Effective, August 15, financially troubled homeowners who have an FHA-insured loan can apply for a modification under a program parallel to “Making Home Affordable” to help lower their payments and avoid foreclosure.
Financially troubled homeowners who have The program, launched in March, is designed to lower monthly payments for [...]

Authored by Debra Spadafora | Discussion: No Comments »

Debra Spadafora

Rep. Barney Frank threatens banks to stop foreclosures

Jul 31st 2009
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WASHINGTON – July 30, 2009 – A senior House Democrat threatened banks Wednesday that if they don’t volunteer to save more homeowners from foreclosure, Congress will make them.  Read more….

Authored by Debra Spadafora | Discussion: No Comments »

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